Credit Card Debt Consolidation Vs. Debt Settlement

The financial crisis of 2007-2009 saw many people lose their homes, jobs, and businesses, and subsequently plunged neck-deep in debt leading some into bankruptcy. One of the biggest sources of personal debt implosion is from credit cards. Credit cards have become part and parcel of daily life. But credit card debt can be a source of overwhelming stress and sleepless nights thanks to the constant…

How to Survive Bankruptcy and Build Your Credit

I opened my business in February 2001 with my wife. I applied for a loan through the Small Business Association and was approved for a guarantee. During the course of the business, I opened lines of credit with Fleet Bank and Capital One, as well as applied for an emergency loan through Elc Loans. StarsDVD, LLC was the first all DVD rental store in Connecticut.…